Purchasing a property whether it is your first or 10th is always stressful and exciting. With the right preparation and support, the process can go smoothly.
Here’s what to expect when purchasing a new property to live in:
- Getting a Mortgage Agreement in Principle – This confirms what a lender may lend before a full application. JAG can help you get one to boost your offer.
- Making an Offer – Your first offer needn’t be the asking price.
- Conveyancing – Your solicitor handles legal work for purchase. JAG can recommend reliable conveyancers.
- Surveys – A survey identifies issues needing attention. JAG can explain different survey types based on property age and location.
- Mortgage Application – JAG will find competitive products and guide your application for the best chance of acceptance.
- Deposits – Most lenders want a 10-20% deposit. We will discuss deposit options like Help to Buy to find the best mortgage for your needs.
- Exchange of Contracts – Legally commits you to the purchase.
- Completion Day – You get the keys and become the owner! We will ensure the mortgage process goes smoothly.
JAG Funding Solutions is here to provide expertise and support at every step when buying your new home. Our experienced mortgage advisers will find the right product for your needs and guide you through the entire journey.